$1.08M Redirected | 6-Year Strategic Savings | 30 Insured Employees

EBA-1 helped an employer strategically redirect $1,083,968 in health insurance costs over a 6-year period—despite industry-wide rate increases and rising claims.

Case Study Description:
This long-term success showcases the power of the crawl, walk, run approach. EBA-1 gradually moved the employer down the alternative funding spectrum—implementing strategic plan designs and cost-containment strategies that improved financial control while preserving employee benefits.

The employer started at $408,420 in annual premium. Even with 14% increases in years 5 and 6, they ended at $329,799—demonstrating how thoughtful strategy can outpace market trends.

Instead of remaining fully insured and absorbing inflated renewals year after year, this employer embraced a phased, transparent, data-driven model—resulting in over $1 million in redirected costs without cutting benefits or shifting cost burdens to employees.

Number of insured employees fluctuated between 28 and 34 over the 6-year period